Free Financial Calculators for India
Quick, accurate tools for everyday financial decisions. No sign-up required.
EMI Calculator
Calculate exact monthly EMI for home loan, car loan, or personal loan.
Calculate →SIP Returns Calculator
See how your monthly SIP grows over time, at the return you assume.
Calculate →Debt-Free Date Calculator
Find your exact debt-free date and see how extra payments move it.
Calculate →Emergency Fund Calculator
Calculate exactly how much emergency fund you need for your situation.
Calculate →Old vs New Tax Regime Calculator
FY 2025-26 — enter salary and deductions, see which regime taxes you less.
Calculate →Home Loan Affordability Calculator
How much home your salary and savings buy — and which of the two is the limit.
Calculate →Rent vs Buy Calculator
True cost of renting vs buying a home, counting the equity you build.
Calculate →In-Hand Salary Calculator
CTC to monthly take-home — EPF, new-regime tax and professional tax included.
Calculate →HRA Exemption Calculator
How much of your HRA is tax-free — the least-of-three rule, computed instantly.
Calculate →Gratuity Calculator
What you are owed when you leave — with the 5-year rule and ₹20L ceiling.
Calculate →Not sure which number you need?
The guides answer the question directly — HRA on rent paid to parents, old vs new regime, tax on a ₹15 lakh salary, prepay vs invest, advance-tax dates.
Read the money guides →Want the complete picture?
Muktify shows how long your savings would keep you going if the income stopped — from three numbers, free.
See how long your money would last →