Free Financial Calculators for India
Quick, accurate tools for everyday financial decisions. No sign-up required.
EMI Calculator
Calculate exact monthly EMI for home loan, car loan, or personal loan.
Calculate →SIP Returns Calculator
See how your monthly SIP grows over time with a visual chart.
Calculate →Debt-Free Date Calculator
Find your exact debt-free date and see how extra payments help.
Calculate →Emergency Fund Calculator
Calculate exactly how much emergency fund you need for your situation.
Calculate →Old vs New Tax Regime
FY 2025-26 — enter salary and deductions, see which regime taxes you less.
Calculate →Rent vs Buy Calculator
True cost of renting vs buying a home, counting the equity you build.
Calculate →In-Hand Salary Calculator
CTC to monthly take-home — EPF, new-regime tax and professional tax included.
Calculate →HRA Exemption Calculator
How much of your HRA is tax-free — the least-of-three rule, computed instantly.
Calculate →Gratuity Calculator
What you’re owed when you leave — with the 5-year rule and ₹20L ceiling.
Calculate →Want the complete picture?
See your Freedom Score — when you can retire, your debt-free date, and what to do first.
Calculate your Freedom Score →